Shop around for the best deals on credits cards and transfer debts to an interest free or lower interest deals.

Instead of buying a lottery ticket put the money into a jar, when it reaches a lump sum buy premium bonds instead.

Get used to using cash rather than credit cards. It’s a proven fact that people using cash spend less then those who pay with plastic.

Voucherseeker.co.uk  & Vouchercodes.co.uk -have the pick of the best discount from big names.

Toluna – get products for free to try out. Only catch you have to report back on what you think and your opinions on the products. Click Here to find out more.

Switch off TVs , hi-fis and PCs instead of leaving them on standby – can save up about £130 a year.

By swapping just 5 of the most used light bulbs for energy-saving bulbs saves you  £30 a year

Turning down the thermostat just one degree saves £50 a year.

Check your getting the best prices – it pays to shop around.

• Save On Your Bills – to see if you can save on your bills.
• mySupermarket.co.uk – to check the best prices in the supermarket before you go shopping.
• Beat That Quote – always wise to check out the quote you’ve had is the best one.