Single Mum and Money
How to cope, what you may be entitled to and tips on making money go further
You can imagine my absolute delight at opening my council tax bill this morning for the coming year to read I now have to pay more. Yippeee – not . Now don’t get me wrong I am all for paying my way and all that and I understand that the government is trying to sort the finances out so we all have to jolly well pitch in and smile while we empty out our purses but what has annoyed me is how my council have gone about it and the amount they have decided on. Continue reading
Earn as you shop, sounds a bit too good to be true. But wait, actually it exists. Kinds of ideal in a world were its just so much easier to shop online than wrestling children in and out of car seats and buggys. Not to mention umbrellas, wellies and all the stuff that goes with it. My two are way past the car seat and buggy stage but even I find it easier to switch the computer on instead of donning all weather gear.
One of the most important lessons we all have to learn in life is how to manage money properly – and the earlier, the better.
Be honest: when was the first time you truly realised the value of money? Some of us have our parents to thank for a great financial education – but for others, it takes a few personal stumbles to get the hang of it. And some of us are still learning! Continue reading
In 2013 a new benefit called Universal Credit will gradually replace the current, complex system of working-age benefits and Tax Credits.
What is Universal Credit?
Universal Credit will be means tested for people of working age. It will be one credit for people whatever their employment status.
Its aim is to be simpler than the complex system we have at the moment where separate benefits are administered by different agencies.
From 2013/14 Universal Credit will replace Continue reading
I had a meeting with the bank this week to open a new bank account in a vain attempt to get organised. Forms were filled in, identity confirmed and then I was led into a room by some smart look young man. Shiny shoes, neatly tied tie and smelling of aftershave, rather typical bank type person. He seemed fixated with my income for some reason and asked several times want my earning were. I repeated the monthly figure for seemed the hundredth time and he paused and asked about what I did. I explained I was self employed and what I did. Admittedly he glazed over somewhat but I wittered on excitedly nevertheless. Continue reading
I keep getting asked what benefits are changing and when. So with kind permission from Turn2us I have added the list of which benefits are changing and when.
In 2010 the Government announced several cuts to welfare spending to make welfare more affordable, bringing the total welfare savings to £18 billion per year by 2014-15.
A calendar of the main changes to benefits and the benefits system is provided below. Continue reading
If you’re mum with a business idea or want to switch to more flexible working arrangements, you may be considering starting your own business. Even the thought of where to start can be daunting. You may have a business idea but want a partner to join you or maybe you not sure what you want to do but you want something different to the normal 9-5 sort of job. Continue reading