Tesco – Used in Tesco in store , tesco online, Tesco Petrol, Tesco Direct.Plus all their products like  insurance, opticians, broadband and mobile.

Basically you get 1 point for every £1 you spend. Once you have reached 100 points they convert it into a voucher worth £1. Now whilst your thinking this doesn’t sound much it does add up. They also do various promotions where you can double up your points, earn extra points and receive more for your points. Once they sold iPod shuffles for £49 and gave 999 bonus points. Add that to the normal points accrued on the sale and it actually turned out you had £42 of clubcard Deals making the iPod effectively £7.

Nectar Points – Used in Sainsbury’s. BP, Homebase, Amazon.co.uk, Play.com and Dixons.co.uk

For every £1 spent usually gains you 2 points. You can use the points in exchange for gifts, shopping discounts off member stores and days out.

Joining the email newsletter with them can boost your points when they send out questionnaires in return for 50 points or more. 

Boots – Use online or in store an earn 4 points for every £1.

Most the stores have loyalty machines that print out offers and vouchers when you insert your card. Boots commonly hold mega weekends where extra points are given out . If you spend online though remember to collect your points from instore with in 6 months or you loose the points.