Doom, Gloom and Gender Discrimination.
It seems where ever we turn at the moment there is doom and gloom with no light at the end of the tunnel. We as a nation are facing hard times as we all know. We have already had reports of the cuts that are going to happen and warnings that the poorer are just going to get poorer. It’s all very well being told we have to pull together and tighten our belts but how do you tighten your belt if it’s already gone way passed the last notch?
Did you know that on the 1st March, the European Court of Justice will make a ruling on whether gender discrimination is illegal? Now you’re probably wondering how it would affect you and why as a single mum am I waffling on about it. Well it could affect you as it could impact your car insurance. As women drivers we typically see lower car insurance costs whilst the boy racer pay higher costs. If they rule that gender discrimination is illegal us women drivers could see the cost of our car insurance go up whilst the male drivers who have had to stomach higher insurance costs see theirs lowering.
I am normally the one that bleats on that problems are just hurdles to conquer but even I am getting less optimistic. Take this month which has been the hardest month in a while for me. The month has been budgeted for; I even took into account the half term I’m hungry every 5 minutes. There was even enough money left over to take the kids and I out for my dreaded 40th birthday this week, nothing fancy just Pizza Hut. So life was looking sweet for this month. Then we had a tragedy. Now if you’re not a cat person you may skip the next few lines. Felix was our family cat. We had him from a kitten just 3 years ago. He wasn’t a normal cat as he thought he was more of a dog and would act accordingly. He was a people person and wherever I was he was there. If I was in the veg patch he was helping, when the kids went to bed he shared himself by sleeping on one bed then moving on to the next, finally ending up on mine. The kids even taught him to lift his poor when he wanted something. For me he was my day company as he would sit on the end of my desk all day. Last week he had a funny turn and had to be rushed to the vets. It of course wasn’t normal vet hours but late on Saturday night. Several x-rays, a drip and tests and a day later I sadly had to make the heart rending choice to let him go as he had aggressive cancer. Now whilst I know I did the right things at the right time I am left with a £300 bill which the vets want ASAP. £300 which of course I can’t magic up out of thin air. But that wasn’t the end of it. Whilst trying to find the impossible the car decided to join in the act and develop faults. All though the mechanic found it highly hilarious as I described the best I could a flapping driver’s door, the cost of repair was not leaving me laughing.
I’m car-less, cat-less and my birthday is cancelled.
When further belt tightening isn’t an option something has to give. If the above ruling goes through and my car insurance goes up it will probably be the straw on the camels back for me. If I don’t have a car I don’t have a business.
Let me know your thoughts and how the potential ruling would affect you as I surely can’t be the only one in this boat.
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