Image Pexels CCO License   Single parents often find themselves short of two things; one of them is money, and the other is time. There never seems to be enough hours in the day when you are single-handedly responsible for running a household, which can mean that you are forever rushing from place to place. All of this rushing around is made even more difficult when you don’t have a car and are reliant on public transport.    Owning a car brings with it independence ... VIEW POST

Reaching financial independence ultimately means being able to live comfortably without any debt. This is easier said than done, but if you know the steps that you need to take then you can seriously increase your chances. Budget Tracking your finances is the best way for you to start your journey. You have to measure your income and you need to monitor your expenses. It also helps to create some goals. This could include paying half of your debt by the time you are 30 or even making the ... VIEW POST

There are a lot of struggles that you are going to go through in life, particularly if you have a family to look after, but none are quite so pervasive or worrying as the financial ones. If you find that you have a lot of frequent financial concerns in your life, and you are keen to try and do something about it, then there are plenty of steps that you might want to take in order to be sure of that. In particular, you will want to think about how you are going to make ends meet every month, ... VIEW POST

Image - CC0 Licence   For all of the money stress you go through before Christmas day, you may think it's worth it to see the look on your children's faces but before the big day comes, are you doing enough to save money? It's one of those things that can be quite a tribulation, perhaps you might feel that you're going without essentials to ensure that your children get everything they want. But it's about finding that right balance. In terms of saving money, or at the very least ... VIEW POST

Pexels - CC0 License   Coming into money can be a positive and unexpected event. However, it’s rarely always completely positive. For example, the most likely scenario of coming into an unexpected amount of revenue is that it has been inherited due to the death of a loved one. That is never something you consider ‘worth the payday,’ even though some families do fight over the interpretation of a will, which is a sad thing to see.   However, while the temptation can be to go ... VIEW POST

It’s an experience that most of us have from time to time, and learning how to deal with it is something that you would generally consider to be a useful thing indeed. Money stress can arise as a result of being very poor, or having managed a situation badly, or just because you need to get hold of something and you can’t afford it. Whatever the situation is about, you would do well to know how to deal with the money stress, and this is something that any of us can do. As long as you know how to ... VIEW POST

Image credit - Pexels - CC0 Licence    From time to time, everyone's household budget needs revisiting. It may be that certain expenses increase seasonally so budgets have to adjust. Or it might be that you have a large planned expense coming up that you need to make allowances for. Either way, our finances tend to shift over time, and we have to make changes. But there are ways to save more money on household costs, and once you get the ball rolling you'll be amazed what you can ... VIEW POST