Many people who are overwhelmed with credit issues want to just throw up their hands and let someone else take care of it for them, that's where credit repair specialists come in. There are a lot of companies that will help you sort out all your credit issues, but before you go out and hire one, here are some things you need to take into consideration. For one thing, before you pony up any money you should just take matters into your own hands and do it yourself. At least get your own credit ... VIEW POST

Most people don't realize it but there are actually several credit repair secret tips that you can use to help undo the damage that's been done to your credit score. None of this information is widely advertised, I mean, why would it be? An uninformed consumer is a sitting duck to all the threats and harassment of a debt collector. Don't ever forget though, that you do have rights and that debt collectors have strict rules they have to follow. The first thing you want to do is make sure that ... VIEW POST

Image Source: Pixabay CC0 License   As we enter a new decade, regaining financial control is a goal shared by millions. There’s no doubt that you will endeavour to implement positive changes. Still, you should remember that only a thorough approach to the challenge will generate a transformation.   Here are 10 simple steps that will lead you down the path to success in 2020 and beyond.   1| Find Your Motivation   You will never achieve financial ... VIEW POST

Image Pexels CCO License   Single parents often find themselves short of two things; one of them is money, and the other is time. There never seems to be enough hours in the day when you are single-handedly responsible for running a household, which can mean that you are forever rushing from place to place. All of this rushing around is made even more difficult when you don’t have a car and are reliant on public transport.    Owning a car brings with it independence ... VIEW POST

Reaching financial independence ultimately means being able to live comfortably without any debt. This is easier said than done, but if you know the steps that you need to take then you can seriously increase your chances. Budget Tracking your finances is the best way for you to start your journey. You have to measure your income and you need to monitor your expenses. It also helps to create some goals. This could include paying half of your debt by the time you are 30 or even making the ... VIEW POST

There are a lot of struggles that you are going to go through in life, particularly if you have a family to look after, but none are quite so pervasive or worrying as the financial ones. If you find that you have a lot of frequent financial concerns in your life, and you are keen to try and do something about it, then there are plenty of steps that you might want to take in order to be sure of that. In particular, you will want to think about how you are going to make ends meet every month, ... VIEW POST

Image - CC0 Licence   For all of the money stress you go through before Christmas day, you may think it's worth it to see the look on your children's faces but before the big day comes, are you doing enough to save money? It's one of those things that can be quite a tribulation, perhaps you might feel that you're going without essentials to ensure that your children get everything they want. But it's about finding that right balance. In terms of saving money, or at the very least ... VIEW POST