I worked something out today which is quiet sad and depressing. In my present situation, the children at home and in college and school, I will never earn enough to come off benefits. This doesn't include child benefit but does include the tax credits, housing and council tax benefit. To be not entitled to help from the government I have to be working at least 40 hours a week and earning around £16 pounds per hour. Finding a job that can offer these hours is the first hurdle and then to be ... VIEW POST
Benefits and Cost of Living
How to save £100 a month
Would £100 a month help your bank balance go into the black? Here are 4 swaps that could add up to £100 a month saving. As you read through these saving s you might say you don't have these things to swap, so maybe it gives you enough to think on to see where you can swap things and maybe your swaps will come to more than £100 a month saving. Its already been long said that it's cheaper to take your own lunch than buy lunch every day. But it wasn't till I saw the maths on it in black and ... VIEW POST
Be Aware – Benefits Awareness Month is 16th April – 16th May
A new survey commissioned by the national charity Turn2us has found that 57% of low income working households feel their financial situation has worsened in the last year. Despite signs of an improving economy, half of all people surveyed are worried about their financial situation as they struggle with a combination of falling wages, shorter working hours and rising living costs. ... VIEW POST
Benefits Available for Single Parents
I frequently get asked what single parent benefits are available to claim. Well there are a few but before you get excited and think you will be rolling in money and not have to work , be prepared for a downgrade in this assumption . And probably a down grade in most things in your life. The media portrayal that a single mum on benefits is raking it in is just a myth. The advice given here is aimed at single mums however the official sites to get the most up to date information are ... VIEW POST
Saving Money in Thursday Thriting
I am trying to think back on the all the things that I have managed to save the most money on. There is the old but always mentioned gym membership one, where some bright spark suggests that you cancel your gym membership if you’re not using it. Yes it was a very good tip the first time it was mentioned but hardly anyone can afford let alone have time to go to the gym anymore. Instead I am going through the real things I have actually done to save money. ... VIEW POST
Vegetable Soup in Thursday Thrifting
Its becoming a way of life now and like most people I ma always on the look out for ways to save money. We all have bills rising faster than wages so I know I am not the only one. I have started a soup night every week and so far its been going well. All I am doing is once a week I make soup with whatever vegetables are looking a bit lost and forlorn in the cupboards. Most weeks it is tasty with only one week turning into a disaster but the kids loved the concoction that week. ... VIEW POST
Universal Credit Calculations
I would say I am an everyday, run of the mill single mum. The children spend 2 nights a week at Dads each week and both he and I are pretty flexible if the days get moved around etc. I work self employed for several reasons but the main one being I have M.E so there are days I can’t work a full day. There are days I can’t get out of bed. I know no boss would tolerate that long term and as I am ‘able to work’ I had to find a solution that worked for me and would work around my bad days. I also ... VIEW POST
A Level Result Time & Benefits
With the A level results out today and children returning to schools and colleges in a few weeks time, I thought we would have a quick look at what financial support could be available to help cover educational costs. If your child is at school or college and 16 or over you may still get Child Benefit and Child Tax Credit up till their 20th birthday if they are in non-advanced education. ... VIEW POST
Tax Credits Renewal
Tax Credits Renewal : Just in case you have missed all the adverts on tv or the bill boards notices, your tax credits renewal needs to be in by 31st July .Tax credits should have sent you a tax credits renewal pack in the post. You could have used the renewal pack to renew your tax credits but as the deadline is tomorrow you will need to give them a call and renew over the phone. ... VIEW POST
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