1. Saving Money Starts at Home You may want to start cutting down on your expenses at home. Save money by saving electricity. You should know by now that as you reduce your electric consumption, you also reduce your electric bills. Thus, it's a good idea to start following a few electricity-saving tips. For instance, switch off appliances that you aren't going to be using in the next say, 5 or 6 hours. Leaving your appliances on standby mode is not enough; you must completely turn them off, ... VIEW POST
Personal Finance Management: 5 Strategies to Save Money
5 Tips to Help You Stay Out of Debt
Debt is just simply horrible. It on your mind all the time and one of the biggest contributors to stress. Save yourself and the people around you from the grief and heartache that debt brings. With these 5 tips, you can hopefully stay out of debt. Tip #1: Focus on Needs, Not Wants The next time you get the urge to buy something, stop for a minute. Exactly what are you going to use the item for? Score it from one to ten, with one being something you could live without and ten being ... VIEW POST
4 Warning Signs You’re Digging Yourself in a Debt Hole
Even those who plan ahead get tied up in debt, and then they wonder exactly how so their credit could have piled up. Only a person with millions of dollars, the locked-in-debt ponder, can pay up all those mountains of bills. You may have found yourself, once or twice or a few times in your life, at a point where you wonder just how you managed to bury yourself so deep in debt. Debt has a way of piling up, accumulating, until it becomes out of control. Many people today are buried deep in ... VIEW POST
Have You Checked Your Entitlement ?
Over the last month Turn2us have been looking at how finances in households. They found that despite the economy recovering 83% of low income households are not seeing their financial situation improving. Even more scarily they found that is households have experienced just one change in their circumstances that are twice as likely to be struggling financially. Households that experienced things in life like family breakdown, childbirth, change in working hours or the onset of illness or ... VIEW POST
Benefits and Cost of Living
I worked something out today which is quiet sad and depressing. In my present situation, the children at home and in college and school, I will never earn enough to come off benefits. This doesn't include child benefit but does include the tax credits, housing and council tax benefit. To be not entitled to help from the government I have to be working at least 40 hours a week and earning around £16 pounds per hour. Finding a job that can offer these hours is the first hurdle and then to be ... VIEW POST
How to save £100 a month
Would £100 a month help your bank balance go into the black? Here are 4 swaps that could add up to £100 a month saving. As you read through these saving s you might say you don't have these things to swap, so maybe it gives you enough to think on to see where you can swap things and maybe your swaps will come to more than £100 a month saving. Its already been long said that it's cheaper to take your own lunch than buy lunch every day. But it wasn't till I saw the maths on it in black and ... VIEW POST
Be Aware – Benefits Awareness Month is 16th April – 16th May
A new survey commissioned by the national charity Turn2us has found that 57% of low income working households feel their financial situation has worsened in the last year. Despite signs of an improving economy, half of all people surveyed are worried about their financial situation as they struggle with a combination of falling wages, shorter working hours and rising living costs. ... VIEW POST
Benefits Available for Single Parents
I frequently get asked what single parent benefits are available to claim. Well there are a few but before you get excited and think you will be rolling in money and not have to work , be prepared for a downgrade in this assumption . And probably a down grade in most things in your life. The media portrayal that a single mum on benefits is raking it in is just a myth. The advice given here is aimed at single mums however the official sites to get the most up to date information are ... VIEW POST
Saving Money in Thursday Thriting
I am trying to think back on the all the things that I have managed to save the most money on. There is the old but always mentioned gym membership one, where some bright spark suggests that you cancel your gym membership if you’re not using it. Yes it was a very good tip the first time it was mentioned but hardly anyone can afford let alone have time to go to the gym anymore. Instead I am going through the real things I have actually done to save money. ... VIEW POST
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