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Confessions of a Single Mum

The ups, the downs and sideways views of life as a single parent

Single Mum and Debt Worries

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Being a single mum and struggling or trying to cope with money problems is hard. I know as I am one of them. According to a survey held last year, our top worries are getting out of debt, putting food on the table and paying the rent or mortgage on time. It becomes an endless task working out which to pay when there is enough money to pay all three. I know this as I sat only this morning trying to figure out how to do it myself. The biggest mistake though is not facing the problem or not trying ... VIEW POST

Being a single mum and struggling or trying to cope with money problems is hard. I know as I am one of them.

8 Useful Frugal Habits To Live BY

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It must be an age thing, but the older I get the less materialistic I am becoming and more quality of life I crave. I am fed up with all the greed and hatred in the world and just plain tired of it all. So when I started reading up on the frugal lifestyle from having no money, a lot of their frugal habits that they talk about are really good lifestyle choices for a calmer better life. Live in a modest home - You don't have to have the biggest house, it's more about having a house size ... VIEW POST

Top Frugal Posts

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Being frugal isn't always about living a Fagen-type life. It's more watching what we spend, throw away and if we really need things. You don't have to take just my word for it though. I've wiped up a round up of some really great frugal posts to prove it.   First up is Wendy showing us how easy it is to Use Up Left Over Food. We waste so much food by over buying, cooking more than we need and generally thinking we need more than we do. I know I am guilty of not using leftovers and ... VIEW POST

8 Fantastic Easy Tips for Being Frugal

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A frugal way of life is now for many the only way they have to live. Being new to being penniless...sorry frugal, can be daunting. How are you supposed to manage, how do you save money on everyday stuff and how on earth is it like a normal life? here are a few tips. You don't have to start at number 1 and plow your way through them unless you want to of course. Pick what you can do easily then add others when you can.   1 - It no longer pays to be brand loyal. It uses to be once you ... VIEW POST

3 Things To Do When Money Is Tight

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It's a horrible feeling when money is so tight that you feel you can't even breath. I know that feeling all too well.  The first thing you need to do is try and increase your income, but that is easier said than done. So when you can't increase your income and you're not sure what the next step is to try these three things.   1 - Keep It All Simple -, Yes everyone needs feeding but you can stop spending on unnecessary foods. You don't have to be cooking complicated or expensive meals, ... VIEW POST

3 Things I Wont Give Up

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There are 3 things in life that even when money is really tight I won't give up. Or rather they are the last things I cling to with tooth and nail and will only swap for cheaper alternatives at the very last straw. When you live life like I have to where every penny is counted for and accountable, you get use to not shopping for brands. You automatically go for the cheapest option every time on everything. It's a way of life. But there are 3 things I won't swap for cheaper alternatives or ... VIEW POST

7 tips to help you save money

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We are always looking for ways to either save money, increase our income or reduce our outgoings. Or preferably all three. Here are a few more ideas on saving those pennies. 1 -Don’t keep up with the Jones’ – Probably one of the biggest ways you and decrease what you spend is to be happy with what you got.  There will always be people who have more than you. They will have better cars, nicer homes and a zillion and one more outfit. So when you go to buy something ask yourself if you really ... VIEW POST

Benefit Changes from April 2016

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Its coming up to April so thought I best recap some of the benefit changes that are due to take place from April 2016. Some may be subject to change or approval. April 2016 Benefit and tax credit rates frozen for four years (does not apply to pensioner, carer and disability benefits) Benefit cap lowered (postponed to Autumn 2016) Tax Credits in year increase in income disregard cut from £5,000 to £2,500 Universal Credit Work Allowances removed for non-disabled claimants without ... VIEW POST

6 Best Strategies for Single Parents to Save Money

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Among the many challenges faced by single parents, the most daunting one is managing finances. It is not just single moms who have to struggle, single dads are the victim too. It isn’t easy to manage a house full of kids and bills. Don’t lose hope, it is not the end of the world. There is one positive side of this and that is, you can make your own money decisions. Some days of the months are good, but sometimes, you just find yourself staring at the bank account, wondering which bills you ... VIEW POST

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