If you are self-employed and thinking of switching to Universal Credit before you are migrated across there are a few things you should consider first as you might be worse off. I have always been an advocate for being self-employed since I went self-employed as a single parent about 8 years ago. For me having two children and M.E/CFS it was the best thing ever. I could work my ... Read More about Universal Credit and Self Employed
Little Jobs That Many Homeowners Forget When Decorating a Room
When it comes to home décor, it is the little things that make all of the difference. Unfortunately, a lot of people forget this. We all tend to change up the big things. Paint the walls, lay new flooring, put up new curtains, buy the latest furniture and update our soft furnishings. Usually, the results are pretty good, but not perfect. To achieve the polished professional look you see in ... Read More about Little Jobs That Many Homeowners Forget When Decorating a Room
Saving Ideas – Help Towards A First Car
Kids. They don't stay young forever. Sure they're all cute and squishy faced for a few months or so. But then walking happens. And after walking, they learn how to talk. What a wonderful life this would be if they used these combined abilities to bring their long suffering mums cups of tea and ask how our days have been. But no. They walk towards sweets and they ask you to buy them. Sometimes it's ... Read More about Saving Ideas – Help Towards A First Car
A Modern Girl’s Guide to a Frugal Date
It's almost 2019 - the onus isn't on the guy to pay for everything on a date, these days! If you're going to be putting in your fair share, dating can feel like a bit of a financial burden, particularly around this time of year. Of course, we've all heard of "Netflix and chill", but it's hardly inspiring, is it? There are plenty of other ways to have a great date that are low-key and won't break ... Read More about A Modern Girl’s Guide to a Frugal Date
Are you a mum? How to have some fun
Whether you’re a working mother, a single mum or a stay-at-home parent, it can sometimes feel like there’s no time left in the day. Between earning enough cash to keep the family afloat, making packed lunches and just being there as an emotional support provider for your kids, it can be draining. You deserve to build a little bit of fun into your week and spend some time relaxing – and it’s good ... Read More about Are you a mum? How to have some fun
What People Say About Money Isn’t Always True
There’s plenty of advice about money out there but not all of it rings true. Here are a few things that people say and believe about money which isn’t always right. The last thing you want to do is to follow the wrong advice. Source: Pixabay Buy now, pay later Being able to afford monthly payments for bigger items might sound like a great idea but, when you take a bigger overview of ... Read More about What People Say About Money Isn’t Always True
Unusual Places to Meet Gentlemen
While there are some single mums who have given up on love and they have decided to go it alone till their very last day, there are however others single mums who are willing to give love a second chance. If you find yourself in the latter group i.e. ready to give love a second chance, we want you to continue reading this article. In this article, we are going to share with you unusual places ... Read More about Unusual Places to Meet Gentlemen
Five Great Ways for Mums to Save Money
"nappies nappies nappies" (CC BY 2.0) by Br3nda Having a child seems like a never-ending chain of expenses. From nappies to school tuition, there’s always something that little one needs and this can have a serious strain on the finances. For this reason, mums need to seek out savings and cut costs wherever possible. Luckily, there are plenty of ways to do this if you know ... Read More about Five Great Ways for Mums to Save Money
Things You Can Give Instead Of A Wedding Gift
Image Credit If you have a close friend or family member who’s getting married soon, then you may be wondering what you should get them as a gift. Nowadays, things are different in that most couples already live together and have built a home together long before they get married so they really don’t need or want the practical gifts of toasters and kettles that our parents were gifted ... Read More about Things You Can Give Instead Of A Wedding Gift
How to tackle the great outdoors with your toddler
There’s good reason it is now entrenched in pre-school planning that toddlers should have access to outdoor space, ideally in a free-flowing way. Most parents would be concerned if a childcare environment wasn’t regularly enabling their their little one outside - there are so many benefits of outdoor play for children. However, achieving those same standards at home isn’t always as ... Read More about How to tackle the great outdoors with your toddler
How to Save for Your Child: Junior ISAs, CTFs, and SIPPs
Throughout the UK, only 29% of parents regularly set aside money for their children as part of a savings plan, according to a 2016 survey. The average savings rate is £45 per child for those who are the most diligent, equating to a £550 each year. Nearly 21% of parents are not saving at all either because budgets are tight during the month or because they have a minimal understanding of ways to ... Read More about How to Save for Your Child: Junior ISAs, CTFs, and SIPPs
Trying A New Craft – Resin
I haven't crafted for a very long time. Every now and again I drag everything out of the craft cupboard. Have a look at it all then end up putting it all back. I don't have a craft room and can't abide the mess of it all over the dining table. I had lost my crafting mojo. Then we went on holiday. I've not been abroad since before having my son and he is 19 so a proper holiday was slightly ... Read More about Trying A New Craft – Resin
Christmas Fairy Houses
One of the newer craft materials I have come to really enjoy working with is polymer clay. It’s a clay that, well to state the obvious, is made with plastics. I don’t know the exact science of it but I do know it’s like plasticine for adults. But the fun part is you can set it by cooking it and your creative skills stay as they are. Its popular with those who make dollhouse miniatures and for ... Read More about Christmas Fairy Houses
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