It’s a horrible feeling when money is so tight that you feel you can’t even breath. I know that feeling all too well. The first thing you need to do is try and increase your income, but that is easier said than done. So when your can’t increase your income and you’re not sure what the next step is to try these three things.
1 – Keep It All Simple – Yes everyone needs feeding but yo can stop spending on unnecessary foods. You don’t have to be cooking complicated or expensive meals, though. Go back to simple meals ideas. Yes, you may need a little bit more time and forward planning but you can still make nourishing and filling meals with soups and stews. Or even pasta with different sauces. Forget ready made sauces and create your own Mums secret recipe. Go for cheaper cuts of meat, root vegetables and a bit of imagination and you got meals that cost less. It’s all too tempting to reach for convenience foods when you stressed out about no money but it really is more cost-effective to make your own.
2 – Keeping Warm – Being cold can make you feel even more miserable than you may already be feeling. Don’t be tempted to reach for the thermostat. Instead, put on an extra jumper and pull out the throws and blankets. Another thing that really helps is put on more socks. We’re not going to be judged by the fashion police so the thicker the woolier the better. When your feet, hands, and head are warm the rest of you feels warmer too. So start with your feet.
3 – Stop Spending – This probably sounds like doh that’s obvious but all those pennies spent here and there do count up and do get overlooked. Don’t take money or cards out with you ‘just in case’ or to work. Take the cash you need and that’s it. Then you can’t spend any more than you got. A good one is when you go food shopping just take the cash you’ve budgeted and no more. Then you will be counting the pennies all the way around and you can’t be tempted by so-called offers or hunger pangs.