With the Christmas decorations and cards now appearing in the shops, it’s not hard to notice we are on the run-up to Christmas. I am not the sort to be super organized and nearly have it all finished nor do I ever manage to put money aside for Christmas either. I am sure I am not the only one though. So with just over two months left how can I turn it around and save some money and manage Christmas without pulling my hair out?
Heating – it’s unseasonably warm still which is good as it means I don’t have to put the heating on yet. I have got the blankets out for when it gets colder in the evenings and I use candles too as its surprising how much heat they give off. If you use candles do remember never to leave unattended and use candle holders. I also only use tea lights as they go out after 4 hours. Also, add linings to any curtains and draw the curtains in the evening to keep warmth in and cold out. I also train the kids to shut doors to keep the warmth in the rooms being used instead of trying to heat the whole house. Also do a quick read up online on saving money on things like your other household bills.
Food – I have totally switched to doing all my groceries online as it saves so much money. I have a set budget on how much I allow myself to spend each week. By doing the grocery shopping online I am not swayed or tempted by offers of deals. Plus when there is a deal on like buy 3 at a set price, if I miss the deal it is flagged up to me so I can add the third item and save money. Also, it really helps if you plan out your meals for the week too. Knowing what is needed and what I already have is easier to keep an eye on with online groceries as I can quickly check if I have enough pasta etc.
Entertainement – Yes there is something about watching a film at the cinema but the expense of it these days makes it an expensive treat. You don’t have to see a film the moment it comes out if you wait till video it is so much cheaper. I know its all the rage for kids to have game consoles but if you introduce them to board games and treat them as a family event hopefully you might be able to keep to a games night which can save money too. Don’t forget your local library too. It’s not only there to lend you books for free but they do DVD’s and games as well these days.
Another way I save money is by only taking my bank card with me if I definitely need to use it. That way I am not tempted to treats or impulse buys. I also have a pot that all change goes into as I find it around the house. It’s amazing how the loose change can all add up.