With money tight and it set to get even tighter I thought I’d share some of the ways I save money. Yes some of these are bit obvious and said often but they might be new to someone .
Pay off your balances on credit cards each month to avoid finance charges. One step better is not to use credit cards at all. The only times it makes more sense to use the card is when you 0% interest on purchases or cash rebates.
Take your own snacks and drinks when you go to the cinema. Going to the cinema is a nice treat but the drinks and snacks have at least 25% added to them.
Don’t use retail therapy to de-stress yourself. It may work short term but stress you even more when the bills come in.
Raid the cupboards for home beauty instead of expensive shop bought. Cucumbers, honey, milk, lemon, salt and baking soda are all items that can be used to take care of your skin says Skin Excellence Clinics. Get googling.
Eat home-made as much as possible. Not only better for you they can work out cheaper than ready made meals or takeaways.
Take your own lunch to work. Buying sandwiches everyday adds up. What it costs in a day in shop bought , you could probably make home made sandwiches for the week.
Use coupons where you can. Sites like Homebe have new coupons each day.
Do your grocery shopping online. It not only saves time and hassle but by not being swayed by offers that you dont need you save money too. If you not keen on that then take a list when you go shopping and only get whats on the list